Your complete financial situation will need to be assessed before acceptance of any proposal or product.

The information in this website is provided in good faith and all care has been taken in its preparation. Our website should not be considered legal or financial advice. This website contains information of a general nature and does not take into account your personal needs and requirements. It is not intended to be relied upon or used as a substitute for specific professional advice.

We regularly update the information on this website and try to keep it up to date, however, we give no assurance or warranty that the information is current. Clever Lending accepts no liability and takes no responsibility for any person or organisation that has relied on the information in this website.

Our website Calculators are for indicative purposes only. Lenders may change policies without notifying us and our calculators may contain errors. We give no assurance or warranty that the results of our calculators are current and take no responsibility for any loss or inconvenience caused by someone relying on the information or results provided. The results of our calculators are only as accurate as the data entered by you.

No calculator on our website is an approval or indication that you can obtain a home loan approval. There are numerous areas that require assessment by a lender before we can confirm that you are eligible for a loan and confirm the terms of that loan. All applications are subject to the lender’s approval criteria.

We make no guarantee that you are eligible for a mortgage. Your complete financial situation will need to be assessed before acceptance of any proposal or product. We must submit an application to a lender to confirm your eligibility. A lender can decline a loan at any point even if it has been pre-approved, and can withdraw an unconditional approval, so until settlement has occurred, there is always an element of risk to a loan application.